Lesson 4

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LESSON 4 (IRUEMWIN NOGIENEN)

HOW TO MANAGE MONEY

“By consultation, plans will succeed”- Proverbs 20:18

 

VBENE A YA TETE IGHO HẸ

‘Adeghẹ a na si uhunmwu koko, emwamwa ghi dunna’.-Itan 20:18

We all need money to provide our families with the things they need (Proverbs 30:8). After all, “money is a protection (Ecclesiastes 7:12). As a couple, it may be difficult to talk about money, but do not let money cause problems in your marriage (Ephessians 4:32). A couple should trust each other and work together when deciding how money will be spent.
Na sẹtin kpemehe evba gha re evba gha da ne ẹgbẹe ọghomwa, te a gha loo igho (Itan 30:8). ‘Ugue ẹve igho khin’ amaiwẹ (Asan-Ibo 7:12). Zẹvbe ọdọ vbe amwẹ ọ sẹtin gha re emwi nọ lọghọ nag ha ziro ye ẹmwẹ igho, sokpan ghẹ gie ẹmwẹ igho si ẹzọ ne uwa (Ẹfisọs 4:32). Vbe nọ dekaan vbene a khian ya loo igho hẹ, ọ khẹke ne ọdọ vbe amwẹ gba ẹko egbe kevbe ne iran gba mwẹ akugbe.

 


 

SECTION 1 (ABỌ NOKARO)

PLAN CAREFULLY

WHAT THE BIBLE SAYS: “Who of you wanting to build a tower does not first sit down and calculate the expense to see if he has enough to complete it?” (Luke 14:28). It is esenetial that you plan together how you will use your money (Amos 3:3).

EMWI NE BAIBOL KHARE: “Deghẹ ọkpa vbe uwu uwa ra bọ owa, ọ ghi tota ka roro igho ne ọ gha gbe nẹ, ne ọ miẹn ehe na rẹn a deghẹ irẹn mwẹ igho ne ọ gha gba ẹre” (Luk 14:28). Ọ keg hi re emwi ne kpataki deghẹ uwa nag ha ziro ẹre kugbe vbene uwa khian ya gha loo igho hẹ (Emọs 3:3).
 
WHAT YOU CAN DO:

If you have extra money at the end of the month, decide together that you are going to do with it.

EMWI NU GHA SẸTIN RU:

Uwa gha loo igho kẹrre vbe uki gha gba, uwa koko ziro yan emwi ne uwa khian yae ru.

Decide what you need to buy and how much you can afford to spend (Proverbs 31:16). Just because you have the money to buy something does not necessarily mean that you should. Try to avoid debt. Spend only the money you have.- Proverbs 21:5; 22:7.
Roro emwi ne u khian dẹ, ne u mieke na rẹn inu igho ne u gha sẹtin hae (Itan 31:16). Ghẹ wag ha dẹlẹ emwi vbene u rhirhi miẹn rhunmwuda wẹẹ u mwẹ igho. Hia ne u ghẹ ru osa. Ghẹ loo gberra igho ne u mwẹ. Itan 21:5; 22:7.
 
WHAT YOU CAN DO:

If you have a deficit, make specific plans to reduce your expenses. For example, you could prepare your own meals instead of eating out.

EMWI NE GHA SẸTIN RU:

Adeghẹ a na miẹn wẹẹ igho ne uwa loo ro ẹre ọ kpọlọ sẹ ne uwa miẹn vbe uki, uwa ghi ru emwamwa ne uwa ya fiaẹn kanmwa emwi ne uwa loo igho yi. Vbe igiemwi, uwa sẹtin gha le evbare obọ uwa, ne uwa gha te ya gha dẹ vbe orere.

 


 

SECTION 2 (ABỌ NOGIEVA)

BE OPEN AND REALISTIC

 

WHAT THE BIBLE SAYS: “Care for everything honestly, not only in the sight of Jehovah but also in the sight of men” (2 Corinthains 8:21). Be honest with your mate about how much you earn and spend.

UWA GHA TA ẸMWATA MA EGBE VBE ẸMWẸ IGHO

 

EMWI NE BAIBOL KHARE: ‘Ye ẹkoata gha ru emwi hia, ẹu re vbe odaro e Jehova ọkpa, sokpan vbe odaro emwa nagbọn’ (2Kọrinti 8:21). Gie ọmwa ne uwa gba rrọọ vbe orọnmwẹ rẹn igho ne u gele miẹn kevbe ne u gele loo.

WHAT YOU CAN DO:

Agree on an amount that each of you can spend without having to consult the other

EMWI NE GHA SẸTIN RU:

Uwa koko tae yotọ inu igho ne dọmwadọghẹ gha sẹtin ya ekhọe obọ re loo.

Do not wait until a problem arises before you talk about money
Ghẹ ziengbe ne ọlọghọmwa ka rre nẹ, uwa ke gha ta ẹmwẹ igho
Always consult your mate when making major decisions about your finances (Proverbs 13:10). Communicating about money will help to maintain peace in your marriage. View your income, not as your personal money, but as family money.- 1 Timothy 5:8.
U ke ru atamuolọyan nọ dekaan vbene u khian ya loo igho hẹ, ka gha gu ọmwa ne uwa gba rrọọ vbe orọnmwẹ ziro ẹre nẹ (Itan 13:10). Adeghẹ uwa na koko gha ziro vbe nọ dekaan vbene a gha loo igho hẹ, ọ gha ye ọfunmwegbe gha rre orọnmwẹ uwa. Gha ghee igho ne u miẹn zẹvbe ọghe ẹgbẹe ruẹ, ẹi re zẹvbe ọghe obọ ruẹ – 1 Timoti 5:8.
YOUR VIEW OF MONEY

Although money is important, do not allow it to disrupt your marriage or cause unnecessary anxiety (Matthew 6:25-34). You do not need a lot of money to enjoy life. The Bible says: “Guard against every sort of greed” (Luke 12:15).

ARO NỌ KHẸKE NE U YA GHA GHEE IGHO

AgharhemiẹN wẹẹ igho ru ekpataki, ghẹ giẹ si ẹzọ ne uwa, ra nọ do ya uwa gha si osi gherra egbe (Matiu 6:25-34). Ẹi re na fe ye obọ mu iso ẹre ọ khian ye ọmwa gha mwẹ oghọghọ. E Baibol khare wẹẹ: “Uwa vbe gha ba egbe vbe egbe arovbẹmwẹ” (Luk 12:15).

Nothing that money can buy is more precious than your marriage. So be content with whaty you have, and never neglect your relationship with God. If you do this, your family will be happy and you will have Johovah’s approval.-Hebrews 13:15.
Igho is sẹtin dẹ orọnmwẹ. Rhunmwuda ọni, gie emwi ne u mwẹ gha sẹ ruẹ ọken, ne, u ghẹ ye asikẹgbe ne u gu Osanobua mwẹ rhẹghẹ. Adeghẹ u na ru vberrọ, oghọghọ ghi gha rre ẹgbẹe ruẹ kevbe u ghi vbe miẹn akueyi ọghe Jehovah. Hibru 13:5.
ASK YOURSELF…

What can we do as a family to stay out of debt?

NỌ EGBUẸ WẸẸ…

De emwi ne imẹ vbe ẹgbẹe mwẹ gha sẹtin ru ne ima I khian na de ye osa?

When was the last time my mate and I openly discussed our finances?
De ẹghẹ ne imẹ vbe ọmwa ne ima gba rrọọ vbe orọnmwẹ ghi ya koko ziro yan ẹmwẹ igho sẹ?

 

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